Triumph of Indian Brands and Their Loyalty Programs

  • 4 min read
Indian Brands and their Loyalty Programs

Across India, numerous homegrown brands have harnessed the power of loyalty programs to solidify their market presence and enhance customer loyalty. From the retail and e-commerce sectors to the hospitality and financial industries, Indian brands have crafted successful loyalty initiatives that have transformed the customer experience.

In this article, we will delve into the world of Indian brands and explore some of the most remarkable and effective loyalty programs in existence today. We will uncover the strategies employed by these brands, the benefits reaped, and the unique approaches that have propelled their success. 

Indian Brands Setting the Benchmark 

Indian brands are setting a remarkable benchmark in customer engagement programs, redefining customer loyalty, and fostering long-term relationships. From personalized rewards and exclusive discounts to leveraging digital technologies for seamless experiences, Indian brands have innovatively tailored their customer loyalty programs to meet customers’ evolving needs and preferences. With their exceptional loyalty programs, Indian brands are not only raising the bar for customer loyalty but also setting an inspiring example for businesses around the world.

Some of the notable Indian brands & their loyalty programs

With the diverse industries growing at a rapid rate, we have curated a list of the top five brands from different industries leading the way to becoming prominent loyalty program providers. 

Myntra Insider 

Myntra Insider is a loyalty program offered by Myntra, an online fashion and lifestyle retailer in India. The program is designed to reward loyal customers and provide them with additional benefits. Learn how Myntra Insider interacts with and retains its customers here:

  • Membership Tiers: Myntra Insider has three membership tiers – Insider, Select, and Elite. When you join the program, you start as an Insider and can progress to higher tiers depending on your shopping activity and spending.
  • Points Conversion: The points you earn can be converted into Myntra Insider Cash, which you can use for purchases on Myntra. The conversion rate depends on your membership tier. Members with higher ranks enjoy a better conversion rate.
  • Free Delivery: Myntra Insider members enjoy free delivery on all orders, regardless of the order value. This benefit applies to all membership tiers.

Reliance One 

Reliance One is a loyalty program offered by Reliance Retail, a subsidiary of Reliance Industries Limited, one of India’s largest conglomerates. The program rewards customers who store at Reliance Retail stores and offers them benefits. The Reliance One loyalty program normally operates as follows:

  • Membership Enrollment: To join the Reliance One loyalty program, you need to sign up for a membership. You can do this by filling out an application form at any Reliance Retail store or through the official Reliance One website or mobile app.
  • Loyalty Card: Once you become a member, you will receive a Reliance One loyalty card. This card is linked to your membership account and is used to track your purchases and earn rewards.
  • Partner Benefits: Reliance One members may also enjoy perks and discounts when they shop with Reliance’s partner brands and organizations. These partnerships can offer additional savings and rewards for loyal customers.

Tanishq Golden Harvest 

Tanishq, a renowned jewelry brand in India, offers a loyalty program called “Golden Harvest” to reward its customers for their continued patronage. An outline of Tanishq’s loyalty program is listed below:

  • Purchase and Savings: As a Golden Harvest member, you start saving for your future jewelry purchases. You can deposit a fixed amount each month over a set period of time (usually 10 months). The amount you deposit is called the Monthly Installment Amount (MIA).
  • Monthly Installment Amount (MIA): The MIA you choose determines the level of savings and the value of the rewards you receive at the end of your tenure. The MIA options are usually predetermined and vary depending on the program terms and the value of the jewelry you wish to purchase.
  • Tenure and Rewards: The Golden Harvest program has a fixed tenure of typically 10 months, during which you need to make monthly deposits. At the end of the tenure, Tanishq will offer you rewards in the form of a special discount on the total value of the jewelry you wish to purchase.

Café Coffee Day

Café Coffee Day, a popular coffee chain in India, offers a loyalty program called “Café Coffee Day Earnings” to reward its customers for their continued patronage. Here’s an overview of how the Café Coffee Day Earnings loyalty program typically works:

  • Special Offers and Discounts: Café Coffee Day Earnings members may receive exclusive offers, discounts or special promotions based on their loyalty status. These offers may include discounts on select menu items, combo offers, or seasonal promotions.
  • Birthday Benefits: As a Café Coffee Day Earnings member, you may receive special benefits on your birthday. These may include additional drinks or discounts on your birthday purchase.
  • Mobile App Integration: Café Coffee Day may have a mobile app that allows you to track your earnings, view offers and discounts, and redeem your Beans from the convenience of your smartphone.

SBI Card Rewardz

SBI Card Rewardz is a loyalty program offered by SBI Cards, one of India’s leading credit card issuers. The program allows SBI credit cardholders to earn reward points on their card transactions and redeem them for a variety of rewards. Learn how SBI Cards is leading the loyalty programs in the finance sector: 

  • Earning Reward Points: SBI credit cardholders earn reward points for eligible transactions they make with their SBI credit cards. The point rate varies depending on the type of credit card and the particular transaction. For example, you may earn more points for spending on restaurants, groceries, or online purchases.
  • Accelerated Reward Points: Some SBI credit cards offer accelerated reward points for certain spending categories or partner merchants. These accelerated points can help you earn rewards faster.
  • E-gift Vouchers: SBI Card Rewardz members have the option to redeem their Reward points for e-gift vouchers from various popular brands and retailers. These vouchers can be used for both online and offline purchases, offering flexibility in reward redemption.
  • Personalized Offers: SBI Card Rewardz may make personalized offers and recommendations based on your spending habits and preferences. These offers may include bonus points for certain categories or tailored promotions.


In conclusion, Indian brands have embraced the power of loyalty programs to forge strong bonds with their customers and establish themselves as industry leaders. Whether it’s the seamless digital experiences offered by e-commerce giants or the personalized rewards and exclusive partnerships of retail and hospitality brands, loyalty programs in India have become integral to the customer experience. As the landscape of loyalty programs continues to evolve, Indian brands serve as a source of inspiration, showcasing the tremendous impact that customer-centric strategies can have on business success. With their innovative approaches, Indian brands have truly elevated the loyalty program domain and set the stage for future growth and innovation in customer engagement.

To begin your brand’s loyalty journey with Unifynd, reach us at growth@unifynd.com